LOAN OFFICER

Loan Officer Jobs in Kitwe – Join Rapha Nissi Industries

Rapha Nissi Industries, a reputable non-banking microfinance institution based in Kitwe, Copperbelt, Zambia, is actively seeking a skilled and motivated Loan Officer to become part of our dynamic team. If you are looking for loan officer jobs in Kitwe that offer the opportunity to contribute to financial inclusion and customer service excellence, this full-time position could be your next career move.

About Rapha Nissi Industries and the Role

As a Loan Officer at Rapha Nissi Industries, you will play a critical role in assessing loan applications, recommending approvals, and ensuring outstanding customer service. Our organization prides itself on providing accessible financial solutions, and your expertise will help maintain our high standards and support our clients effectively.

Key Responsibilities for Loan Officer Jobs in Kitwe

• Meet or exceed monthly sales targets through effective loan promotion and client engagement.
• Deliver exceptional customer service and maintain positive client relationships.
• Achieve 100% collection targets on all loans issued to ensure portfolio quality.
• Serve customers promptly within established turnaround times (TAT).
• Accurately capture and maintain loan application data and reports in the company system.
• Ensure strict adherence to all company policies, procedures, and regulatory requirements.
• Promote all financial products persuasively and with precision.
• Manage customer retention and stakeholder relationships effectively.
• Evaluate creditworthiness by reviewing credit scores, income, debts, and asset documentation to determine borrower risk and repayment capacity.

Qualifications and Skills Required

• Strong analytical skills with the ability to assess financial records and calculate credit risk accurately.
• Exceptional attention to detail to ensure accuracy in legal paperwork and prevent processing errors.
• Minimum education: Grade 12 School Certificate.
• Business Degree, Higher Level Diploma, or a professional qualification in a related field is preferred.
• Experience in sales and marketing to effectively promote loan products.
• At least two years of work experience in microfinance or banking institutions is an advantage.

How to Apply

Interested candidates who meet the above criteria are encouraged to submit their applications via email to hrraphanissiindustries@gmail.com. Please include a detailed CV highlighting your relevant experience and qualifications.

Why Choose a Loan Officer Job in Kitwe with Rapha Nissi Industries?

Joining Rapha Nissi Industries means becoming part of a forward-thinking microfinance company dedicated to empowering communities through financial services. This role offers the chance to develop professionally while making a tangible impact in the Copperbelt region.